January 31 is the final deadline to get covered for 2016 coverage and avoid the penalty. You can find more info online here.
Last Day to Get Obamacare Coverage for 2016 Without Penalty
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Correction it’s not a penalty it’s a tax! (even though Obama campaigned saying it wasn’t a tax the only way the law was upheld thanks to John Roberts was if it were considered a tax!)
Note: those whose plans were discontinued have another month to procrastinate and sign up.